Estimate your EPF corpus and an extra NPS corpus at retirement from your basic salary. Uses the 12% employee share, the 8.33% EPS split and the 8.25% EPF interest rate. An estimate only, not tax advice.
Estimate only. Not financial, tax or legal advice. Nothing you type leaves your browser.
Checked Nov 2026. Rules change every year, so confirm against the official source before you act.
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The EPF interest rate for FY 2025-26 is 8.25% per year, the same as FY 2024-25. EPFO declares the rate every year.
You pay 12% of basic plus DA. Your employer also pays 12%, of which 8.33% (on wages up to ₹15,000) goes to the pension scheme EPS and the rest to your EPF.
Interest on your own contributions up to ₹2.5 lakh a year is tax-free. Interest on contributions above that is taxable.
No. It is an estimate based on the rates and numbers you enter. Check EPFO and the Income Tax Department for exact rules.