Lump sum
One-time investment is compounded monthly for the full tenure.
Mutual Fund Interest Calculator
Estimate mutual fund returns for lump sum or monthly investments. Choose currency, return rate, tenure, optional annual step-up, and download a clean PDF or Excel report.
Mutual fund result
Total invested-
Estimated gain-
Tax on gain-
Final value-
Gross value-
Total months0
Projection
Year-by-year mutual fund growth
The table shows how much is invested and how the estimated maturity value grows over time.
| Year | Opening value | Invested this year | Estimated gain | Closing value |
|---|
Formula
How mutual fund returns are estimated
The calculator compounds the investment monthly. Lump sum grows from month one, while monthly investments are added each month. Expense ratio reduces the expected annual return before compounding.
Monthly investment
Monthly contributions are added at the start of each month and compounded for the remaining period.
Excel and PDF
Download the result as an Excel-compatible report or save a PDF for customer and office records.
Mutual fund calculator FAQ
Is this mutual fund return guaranteed?
No. Mutual fund returns can rise or fall with market conditions. This calculator is only a planning estimate.
Can this work for any country?
Yes. Select the currency used by the investor. The calculation formula is not country-specific.
Can I download the result in Excel?
Yes. Use Download Excel to get an Excel-compatible .xls report with summary and projection rows.
Related calculators
Mutual Fund Investment Report
| Metric | Value |
|---|
| Year | Opening value | Invested | Estimated gain | Closing value |
|---|
This report is for planning only. Mutual fund values depend on market performance, fees, taxes, and timing.